Having a great credit score is very important if you want to qualify for any quality loans out there. If you don’t have a good credit score, you may not be able to get the house you want, the car you want, or even the apartment you want. Your credit score simply shows how well you pay back borrowed money. If you pay back everything when it is scheduled, you will most likely have a great credit score and vice versa. Unfortunately, a lot of Americans are impulse spenders and the total credit card debt shows this. The good news is that if you are in credit card debt or have no credit card whatsoever, there are ways that you can obtain and maintain a great credit score. In this article, I am going to be going over some of the ways that you can do this.

  1. Pay off all debt

If you are already in debt, your first financial goal should be to get out of it. You can either use the debt avalanche or the debt snowball to pay off your debt. The debt avalanche is where you pay off the debt with the highest interest rate first. If that is a fairly large debt, I would recommend this method. If you have smaller debts, I would recommend the debt snowball as this will give you confidence moving forward.

  1. Only put on credit what you can afford

For beginners, I would recommend putting minor expenses like gas and grocery bills on credit. This way, it won’t be hard to pay off and you will still be building your credit. Another way to build your credit fast is to get a cosigner for an auto loan.

  1. Check your credit report

Sometimes, credit card companies may mess up your credit report. There may be an error somewhere in it. Combat this by checking it.

If I was to choose a credit card company to go with, it would be GreenSky Credit. At GreenSky Credit, there are over 12,000 active merchants ready to help you. GreenSky Credit has also loaned over $1 billion dollars since it has been founded. GreenSky Credit also has 1.6 million satisfied customers with them. All in all, GreenSky Credit is the right choice.

Jason Hope and the Importance of Biotechnologies

Jason Hope is one of the most prominent entrepreneurs to come out of Arizona over the past decade. Hope attended Arizona State University where he would graduate with a focus in finance and his MBA. He would leave school and immediately begin to focus on the burgeoning world of mobile technology. After finding success in this field, Hope would expand his horizons in order to broaden the focus of his work. This naturally led Hope to acknowledge one of the most consistently growing and innovative tech fields in the world: medicine. Hope has become focused on the work he can do in the field of biotechnologies and as a result, he has partnered up with the SENS Foundation in order to try and make some very real and very important changes.

To fully understand the work that Jason Hope and the SENS Foundation are undertaking, we must take a closer look at what the SENS Foundation has always been focused on. The SENS Foundation is a non-profit research facility based out of California that has been focused on developing and promoting cures to various age-related illnesses. Among those that the SENS Foundation will be targeting is diabetes, Alzheimer’s and even Parkinson’s. Led by CEO Mike Kope, the SENS Foundation was recently a recipient of an incredible $500,000 donation from Jason Hope himself.

Jason Hope, much like every other entrepreneur in the field, has been focused on working within industries that seem to always be developing. Medicine, as is abundantly clear, will be a field that always requires more focus and more work and for that reason Hope found it to be an invigorating field to approach. Hope came to like the SENS Foundation after a ton of research that led him to the facility and the lead researcher, CSO Aubrey de Grey. Hope says that finding Aubrey De Grey is one of the most exciting moments of his career, and we don’t blame him.

Hope had his donation announced at a big charity event in San Francisco known as Breakthrough Philanthropy. The event was held and hosted by Peter Thiel and the Thiel Foundation. Aubrey De Grey was in attendance and he took time to point out that Hope’s donation will be used to help research Arteriosclerosis specifically. Arteriosclerosis is the hardening of our arteries as we get older and it is a serious problem for people of advanced age.

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Technologist and Philanthropist-Erick Pulier

Since a young age, the author, humanitarian and a well-known businessman in the United States of America knew what he wanted in life. Erick Pulier was born and raised in Teaneck, New Jersey where he attended school. While still in fourth grade Erick began programming computers before establishing his first business in High School which was a Database computer company. His devotion and knowledge gave him a golden opportunity to join one of the most prestigious Universities in the world; Harvard University where he studied English American Literature. While still at the University, Mr. Erick Pulier was a publisher of the institution’s column known as the Harvard Crimson, and also took some extra classes in the nearby educational facility MIT. In 1988 Mr. Pulier graduated with a Magna Cum Laude.

Many will describe Erick Pulier as technologist, publisher, public speaker, and a philanthropist. The American entrepreneur has created more than 15 firms which are doing well in the market. In 1991 immediately after his graduation, Erick established People Doing Things one of the unique organizations which have been addressing issues and challenges faced by sectors including; education, health care, and other sectors where he has been using technology. Being a go-getter Erick did not rest there instead he went ahead to create yet another firm in 1994; Interactive Agency Digital Evolution. The Interactive Digital Evolution later merged with US Interactive LLC in 1998. Erick Pulier has founded several other firms among them; ServiceMesh, Desktone, Akana, Enterprise Leadership Council among others.

Erick Pulier is a well-known philanthropist who has been funding charity organizations as well as no-profit organizations across the world. He was at the forefront of creating Starbright World which is an organization that offers children with chronic illness to chat with others all over the world. The children are given an opportunity to share their experience through a blog and meet others with similar challenges as they share their experience. Mr. Pullier is a leader who has shown positive leadership skills and the character has given him an opportunity to be on various boards including; innovation Board of X-Prize Foundation, The Painted Turtle among others.

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